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27th February 2015
I was reading a Family Law periodical recently when an article leapt out at me. Initially I thought it was more evidence of my need for spectacles but for once I was wrong. The article was titled - Law Society encourages use of “Pet nups” – surely a typo I thought but indeed not. Seemingly evidence has emerged via the Law Society that 1 in…
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23rd February 2015
It is estimated that the total amount donated to charities by UK adults is in excess of £10bn annually. In recent years there has been increasing scrutiny of the expenditure of UK charities. It has been noted that certain charities have reported spending less than 50% of their income and donations on charitable activities, with a large amount spent on administration, premises and staff. For…
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13th February 2015
It is probably fair to say the majority of people are more likely to contemplate the consequences of not making a will than the potential consequences of failing to update their will. If you have a will, do you ever consider whether your circumstances or those of your beneficiaries have changed since it was signed? It is often the case that potential problems are not…
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10th February 2015
The Mental Capacity Act 2005 provides a comprehensive code to empower and protect people who lack capacity to make decisions for themselves. Its implementation is increasingly required due to our aging population whose decline is, all too frequently, accompanied by impaired capacity. With an increasing awareness of dementia, with all its attendant difficulties, many people as they approach retirement, grant a Lasting Power of Attorney…
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06th February 2015
We work with brave people whose lives have been changed dramatically by the injury they have sustained. Our first aim is to obtain early interim payments to cover daily living expenses and to fund rehabilitation costs. Most insurers will help with interim payments at the outset if it is clear whose fault the accident was, but as more money is needed it sometimes gets harder…
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28th January 2015
On divorce each party gets an equal split of the assets, right? This seems to be the common held view of the Man on the proverbial Clapham Omnibus, or whatever the 21st century equivalent is. However, in practice this is rarely the case. Most divorces involve assets which are simply not substantial enough to justify an equal division. It is completely wrong in principle to…
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21st January 2015
The case of Damijan Vnuk -v-Zavaroualnica Triglav represents an important decision by the European Court which widens the liability of Motor Insurers, the Motor Insurers Bureau (to whom a claim can be made where no insurance exists) and, ultimately, the UK Government in respect of motor claims. The decision means that UK motor insurance legislation is inconsistent with EU Law and potentially means that a…
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21st January 2015
Since 2008 many private client investors have been very concerned at the significant fall in the United Kingdom base interest rate, to at present 0.5% where it has remained for over 5 years. Because of the above many traditional low risk investments such as banks and building societies are presently offering interest rates, certainly for short-dated investments, which are extremely low.  Even for longer dated…
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15th January 2015
With the general election of course furthest from his mind, George Osborne played the unlikely role of Father Christmas with a view to pleasing the electorate with his reform of the Stamp Duty Land Tax. As of 4th December 2014 a new progressive regime was introduced to replace the old punitive slab system. But have the changes helped the buyer, and financially who has won…
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12th January 2015
So, you decide to move on from your current Premises.  Did you know that you may end up having to guarantee the performance of the incoming Tenant, possibly for years to come? If you are a Tenant and you intend to transfer your Lease to a new owner, you will most likely be asked to enter into an authorised guarantee agreement (“AGA”).  In 1995, a…
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