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27th April 2015
Inheritance Tax (IHT) is payable on death at 40% on a value above £325,000 for individuals and £650,000 for married couples / civil partnerships. With the IHT threshold unchanged since April 2009 and Property/Shares likely to rise further in the medium term, more and more people could well now exceed this threshold. IHT has always prompted vigorous debate. On the one hand there is the…
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20th April 2015
The Mental Capacity Act 2005 provides a comprehensive code to protect people who lack capacity to make decisions for themselves. Its implementation is increasingly required due to our ageing population whose decline is, all too sadly, accompanied by impaired capacity. With an increasing awareness of dementia, many people as they approach retirement, grant a Lasting Power of Attorney to their selected Attorney. This is a…
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14th April 2015
The Observer ran a story on 21 November 2014 entitled "A year on from my horror bike crash", about a young cyclist who suffered dreadful injuries when knocked from his bicycle by a careless driver. It is a sad fact that there has been an increase over the last 2 years in the number of cycling deaths and injuries, as more people have taken up…
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02nd April 2015
On the 11th March, the Supreme Court delivered a Judgment in favour of Kathleen Wyatt. She had the good fortune to marry Dale Vince, who at the time was a man of slender means. The facts make interesting reading. The couple met as students, married in 1981 and separated in 1984. During the marriage and for some time afterwards, the parties were of very modest…
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26th March 2015
As with most legal matters the best advice is to deal with issues as they arise - or you could end up paying, quite literally, for burying your head in the sand. It is amazing how, sometimes, even the happiest families descend into outright warfare when it comes to dealing with the estate of a deceased parent. Suddenly all previous suppressed irritations – justified or…
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18th March 2015
If you start a business one of the things to decide is will you be a sole trader, or a partnership, or form a limited company? There can be good reasons for choosing any of these structures, and you should take proper advice before deciding, but a limited company can offer benefits. Unlike a traditional partnership, a limited company exists as a separate entity in…
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12th March 2015
Are you a frustrated home-mover? Help to Buy could be the solution to help you get moving. In recent years, homeowners have been frustrated because they wanted to move – perhaps because the family needed a bigger house, or to move for a new job – but could not afford to. Many such families have had sufficient income to afford higher mortgage repayments, but could not…
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11th March 2015
On the 11th March, the Supreme Court delivered a Judgment in favour of Kathleen Wyatt. She had the good fortune to marry Dale Vince, who at the time was a man of slender means. The facts make interesting reading. The couple met as students, married in 1981 and separated in 1984. During the marriage and for some time afterwards, the parties were of very modest…
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06th March 2015
As a Landlord you may be concerned about what will happen if your Tenant’s breaches any of its obligations in the lease. Whilst it is never nice to start a new relationship thinking that it will go wrong, Landlords should consider, when negotiating new terms, whether asking for a rent deposit would be appropriate in the circumstances. A rent deposit is a sum of money…
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27th February 2015
I was reading a Family Law periodical recently when an article leapt out at me. Initially I thought it was more evidence of my need for spectacles but for once I was wrong. The article was titled - Law Society encourages use of “Pet nups” – surely a typo I thought but indeed not. Seemingly evidence has emerged via the Law Society that 1 in…
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