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20th September 2019
Prospective clients looking for a law firm may find the Legal Services Consumer Panel’s Tracker Survey of 2019 interesting reading. The report is based on findings from a YouGov survey of more than 3,500 users of legal services over the last two years and so is a significant sample. The findings, in this time of comparison websites, that ‘shopping around’ is often a bad thing for…
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16th September 2019
Most commercial leases are drafted to benefit landlords, particularly regarding repair, condition and decoration. Often, leases are fully repairing, obliging a tenant to upkeep, repair, and maintain the property without contribution from the landlord. Generally, a lease may oblige the tenant to put and keep the property in good and tenantable repair and condition. Depending on the state of repair of the property when the…
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03rd September 2019
When buying a property, the standard deposit expected on exchange of contracts is 10 per cent of the purchase price. Of course, the nature of a deposit is to show a buyer’s good intentions and allow a seller to rely on the same, as leverage, to ensure their buyer fulfils their obligations under the contract. The deposit therefore acts as adequate security to ensure a…
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23rd August 2019
In 1944 a spinal injury centre dedicated solely to the treatment of severely disabled people was opened by the Ministry of Health at the former Ministry of Pensions Hospital, now the Stoke Mandeville Hospital, under the direction of Dr Ludwig Guttmann - it was the first time systematic treatment and rehabilitation was planned and put into place. Before the new methods of treatment were put…
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15th August 2019
Many of us know that, if we have an accident in the UK that to some extent was the fault of another driver, we may be able to make a claim against the insurer of that vehicle or driver. But what is the current process for making such a claim if we have an accident abroad, and will that change if we leave the EU…
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09th August 2019
Benjamin Franklin said that the only two certainties in life are death and taxes. However, taxes can be minimised with better organisation, the full use of allowances and taking appropriate professional advice. There is a personal income tax allowance of £12,500 and further allowances against income from shares and savings. Those in a marriage or civil partnership can tax plan effectively for income, capital gains…
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17th July 2019
The increasing availability online of all types of advice has undoubtedly encouraged many people to ‘go it alone’ when dealing with a wide variety of issues. As solicitors, all too often we meet with clients who need our help to sort out a problem that could have been avoided if professional advice had been heeded at the outset – and it is not unusual for…
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12th July 2019
Earlier this year I read a troubling article in the Law Society Gazette stating one in 15 junior lawyers had suicidal thoughts. This struck me as worrying, especially when coupled with recent Health and Safety Executive (HSE) statistics indicating work-related stress was the leading cause of work-related ill health in 2018. With more than 15.4 million working days lost and one in 15 junior lawyers…
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26th June 2019
Unfortunately there can be no doubt that property fraud is on the rise so, if you are an owner, it is important to remain vigilant to protect yourself and your property from increasingly sophisticated fraudsters. One of their favourite tricks is to pose as legitimate property owners looking to sell or to raise a mortgage. According to the HM Land Registry, mortgage-free properties are most…
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17th June 2019
If you have been gifted a property or have acquired one at a significantly reduced price, you may wonder at your good fortune. What you may not have considered, however, are the potential implications of the Insolvency Act 1986 (as amended by the Insolvency Act (No 2) Act 1994) and its long-reaching impact. If at some point in the chain of title, which includes all…
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