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Personal Injury Blog Category

02nd February 2016
It has always been a fundamental principle of English law that for an individual to be convicted of a criminal offence, the offence against them must be proved ‘beyond reasonable doubt’. This is called the ‘burden of proof’. Put simply, if there is a ‘reasonable doubt’ that the defendant did what they were charged with, then the defendant must be given the benefit of that…
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07th January 2016
You may be alarmed to learn that there are more than 1,000,000 uninsured drivers on UK roads. Uninsured drivers are said to add £30 to every insurance premium. So what happens if you have an accident with an uninsured driver or the person causing the accident cannot be traced? There are more than 350,000 ‘hit and run’ accidents in the UK every year. Fortunately, most…
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23rd October 2015
This is probably quite a good moment to focus on cycle safety. It is a sad fact that far too many cyclists are being killed and seriously injured (KSI) on our roads. Taking the 2014 figures for Hampshire, 20% of the 1063 people killed or seriously injured were cyclists. My cycle commute between Portsmouth and Chichester straddles the county boundary and is most certainly not…
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17th August 2015
Insurance companies regularly have claimants followed by private detectives to ascertain whether or not they have been telling the truth about their injuries. In one case recently a static camera was placed outside my client's house for two weeks. Unfortunately it is people who cheat that have brought this about. If you say in your claim that you are unable to work because of your…
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31st October 2014
Multinational insurance firm AXA has been successful in its private prosecution of a man who claimed £100,000 for an ‘injury’ he alleged he sustained while working for a haulage company. Paul Gustar had originally issued county court proceedings against his employer after damaging his back, although medical records revealed that the back injury he was suffering from had existed previously and occurred after he had…
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14th June 2012
The insurance industry is justifiably concerned about the volume of fraudulent claims which continue to be brought by highly dishonest (and criminal) members of the public. These fraudulent claims reportedly cost the insurance industry millions of pounds annually and leading insurance firm, Keoghs, have identified Birmingham, closely followed by Liverpool, East London, North London and Bradford as the major hotspots of this criminal activity. Insurers…
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26th April 2012
You may have noticed through reading this blog, or the daily newspapers, that the Government is putting in place a raft of reforms to the current personal injury compensation system in England and Wales which are due to be introduced in April 2013. The Government hopes that these reforms will reduce the number of claims brought, reduce the cost to the insurance industry of dealing…
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26th August 2011
You may have read in the daily newspapers, or elsewhere, that the Government has decided to take action to stem the tide of what they, and the insurance industry, call the "compensation culture". Now, this phrase is not new; it was invented by the insurance industry at least 10 years ago. The insurance industry's argument has always been that this compensation culture was born out…
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