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Business Category

12th January 2018
If you are planning to sell or let a property it is important to be able to produce all the necessary documents that your buyer or tenant will expect to see as part of their investigation process – delay at any stage of your transaction will have a knock-on effect on the deal and could even put interested parties off altogether. So, what is it…
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21st December 2017
The requirement to provide an Energy Performance Certificate (EPC) when you sell or let a property is not new but on 1 April 2018 the new Minimum Energy Efficiency Standards (MEES) come into force. The MEES regulations stipulate that, from April onwards, landlords must not grant a new tenancy on any property with a low EPC rating (less than E), nor extend or renew an…
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08th December 2017
As I write this article, United Kingdom government ministers are attempting to agree in principle a Brexit 'divorce' settlement with the European Union and, according to recent reports, it seems an agreement may have been reached that could pave the way for Britain to pay an exit bill of between €45 billion and €55 billion. This year has been an historically unusual year for the…
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27th October 2017
Since a High Court ruling in 2016 regarding the sale of a South London property by a fraudster claiming to be the registered owner, more emphasis has been placed on protecting properties from property fraud. Unfortunately it is possible for skilled impersonators to sell your property or take out a mortgage without your knowledge, leaving you with the debt or without the property. Some properties…
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13th October 2017
It is surprisingly easy to become someone’s business partner. Legally, a partnership exists when two or more persons carry on business in common with a view to profit. So if you and your friend carry on a business activity, hoping to make some money from it, you may well find that you have started a partnership. It really is as simple as that. Precisely because…
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02nd October 2017
This month sees the introduction of new rules governing the procedure by which UK businesses should set about recovering debts owed to them by individuals and sole traders. Previously, the first step in pursuing such a debt claim was to write and send a letter requiring the debtor to respond within 14 days – since the introduction of the government’s Pre-Action Protocol for Debt Claims,…
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22nd September 2017
  If you are looking for informed and reliable investment advice, either on your own behalf or for a loved one, you will probably turn to a professional financial advisor for help. But how can you be sure the professional you choose deserves your trust – what should you look for in a good investment advisor? Certainly, before you instruct any advisor you should check…
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04th September 2017
If you own property but have no deeds to prove your ownership, you may hold possessory title to that property – and land registered in this way is more commonplace than you might think. Although possessory title often relates to small parcels of land rather than houses or entire plots it is possible that a substantial part of a property, or in some cases the…
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31st July 2017
Most commercial leases for business premises are structured as full repairing and insuring (FRI) leases and many potential FRI tenants are surprised to discover they are assuming complete responsibility for building repairs, whether or not they were responsible for the disrepair in the first place. With this in mind, tenants should never sign a FRI lease without first taking legal advice as to whether the…
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07th July 2017
With the UK’s base interest rate currently standing at its lowest level since the Bank of England was founded in 1694 and little prospect of a significant rise in the near future, it seems likely that low interest rates are here to stay, at least until the end of 2017, significantly outstripped by annual inflation of around 3.5 per cent. So if you are investing…
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