Defending Personal Injury Claims

We are able to help clients who have had claims brought against them for personal injuries and may have issues with the validity or adequacy of their insurance.

Usually claims can be defended by a client’s public liability, employer liability or other relevant insurance and, whilst George Ide does not act directly for insurance companies, there may be circumstances in which insurers are unable or unwilling to help and this can arise in some of the following situations:

• A client has no insurance cover
• Where the client has an excess on their insurance policy and the value of the claim is likely to fall under the excess figure
• Where a client has an indemnity limit and the value of the claim exceeds that limit
• Where insurance has been denied due to, for example, a breach of the insurance contract such as late notification or other material breach
• Particularly in construction site claims where a client has the wrong kind of insurance and there is a dispute as to the employment status of a contractor
• Rare cases where an insurer has gone into liquidation

We have assisted clients who have had claims against them in the following circumstances:

• Road traffic collisions, including claims against cyclists
• Accidents on construction sites
• Accidents in the workplace
• Occupier Liability claims
• Trips and slips on client property

We would be happy to talk to anyone who may have concerns about any claims made against them in any of these or similar circumstances.

George Ide LLP. We’re on your side