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General Category

15th August 2019
Many of us know that, if we have an accident in the UK that to some extent was the fault of another driver, we may be able to make a claim against the insurer of that vehicle or driver. But what is the current process for making such a claim, and will that change if we leave the EU as planned on 31 October? Currently,…
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09th August 2019
Benjamin Franklin said that the only two certainties in life are death and taxes. However, taxes can be minimised with better organisation, the full use of allowances and taking appropriate professional advice. There is a personal income tax allowance of £12,500 and further allowances against income from shares and savings. Those in a marriage or civil partnership can tax plan effectively for income, capital gains…
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17th July 2019
The increasing availability online of all types of advice has undoubtedly encouraged many people to ‘go it alone’ when dealing with a wide variety of issues. As solicitors, all too often we meet with clients who need our help to sort out a problem that could have been avoided if professional advice had been heeded at the outset – and it is not unusual for…
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12th July 2019
Earlier this year I read a troubling article in the Law Society Gazette stating one in 15 junior lawyers had suicidal thoughts. This struck me as worrying, especially when coupled with recent Health and Safety Executive (HSE) statistics indicating work-related stress was the leading cause of work-related ill health in 2018. With more than 15.4 million working days lost and one in 15 junior lawyers…
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26th June 2019
Unfortunately there can be no doubt that property fraud is on the rise so, if you are an owner, it is important to remain vigilant to protect yourself and your property from increasingly sophisticated fraudsters. One of their favourite tricks is to pose as legitimate property owners looking to sell or to raise a mortgage. According to the HM Land Registry, mortgage-free properties are most…
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17th June 2019
If you have been gifted a property or have acquired one at a significantly reduced price, you may wonder at your good fortune. What you may not have considered, however, are the potential implications of the Insolvency Act 1986 (as amended by the Insolvency Act (No 2) Act 1994) and its long-reaching impact. If at some point in the chain of title, which includes all…
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10th June 2019
An amputee faces many challenges. The loss of a limb can be devastating and will affect all aspects of an individual’s life. The most obvious impact is on their physical life, however losing a limb will also have a psychological and emotional effect, as well as making a real difference to a patient’s social life and surroundings. Anyone undergoing an amputation will not only need…
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24th May 2019
When did you last review your investments and wider finances? In today’s climate of persistently low interest rates many investments, particularly those providing instant access on cash deposits, pay interest rates well below current inflation that measures 2.4 per cent according to the Retail Price Index. Even long-term and fixed-rate investments are paying interest rates much lower than their historic averages. As a result, allowing…
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17th May 2019
Acting as an attorney or a deputy for a loved one can bring with it some very difficult decision-making. How do you know you are making the correct decisions for a person who is no longer able to decide for themselves? What guidance is available to support you in your role so that you do not fall foul of the rules? The rules for attorneys…
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10th May 2019
Many of us have forsaken high street stores and now shop online from the comfort of our homes or the convenience of our workplaces – and we have come to accept that it is our right to return goods purchased via the internet if they do not meet our expectations, even if there is nothing intrinsically wrong with them. Until now online retailers have been…
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